Herndon and Reston real estate and homes for sale in Virginia - Karen Brown and The Nilsen Team, REALTORS® Karen Brown and The Nilsen Team REALTORS(r) for Herndon and Reston, Virginia real estate - NUMBER1EXPERTS™ Karen Brown and The Nilsen Team NUMBER1EXPERTS(tm) for Herndon and Reston, Virginia real estate
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Karen Brown and The Nilsen Team, REALTOR®, real estate agent and broker for Herndon and Reston Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why Karen Brown and The Nilsen Team are top real estate experts. Call us: 703-375-8427.


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From Our Affiliates: Herndon and Reston Virginia home buying, real estate listings, and homes for sale in Fairfax County, VA
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As a top local Realtor we know everyone in town! Whether you are buying or selling a home, you will need the help of various local businesses. Feel free to contact anyone listed on this page with confidence. 

Handymen/plumbers
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Mortgages
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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
What economic factor can make the purchase of a home an excellent long-term investment?

A 
Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time.
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Karen Brown and The Nilsen Team, REALTOR®, real estate agent and broker for Herndon and Reston Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Karen Brown and The Nilsen Team
Long & Foster®, REALTORS®

1831 Wiehle Avenue
Reston, Virginia 20190
Direct: 703-375-8427
Cell: 703-201-4907
Fax: 703-478-2930
Toll Free: 1-800-316-7355
Karen's Email: karen@nilsenteam.com

As some of America's NUMBER1EXPERT™ in the Dulles Corridor areas, Karen Brown and The Nilsen Team are well-equipped to handle all of your real estate needs. Call or e-mail them today and let them show you their five-star service, because "attitude is everything".

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